Lunara PT
Rates & Insurance
We are a fee-for-service clinic that does not contract with insurance. Our rates vary on whether services are purchased for a plan of care or single visit. For questions reach out at 267-777-9878.
The big question is:
Can I Save Money By Going Out Of Network?
Wait… I Can Save Money By Going Out Of Network?
YES! Most people find that our costs are comparable to what they pay at insurance-based clinics due to requiring fewer overall visits and high deductibles.
Insurance is complex with every person having different benefits. Most people have a deductible and after their deductible is met will have a copay in the range of 50-100 dollars.
But…
You may pay above 400 dollars a session until you meet your deductible.
With a 5000 dollar deductible, 12 visits can cost you over 4,800 dollars
So it depends. To find out your ACTUAL cost of PT at your in-network clinic use our PT Cost Cheat Sheet found below.
PT Cost Cheat Sheet
Questions For Your Insurance:
Do I have out of network benefits?
What’s my remaining deductible for in-network and out of network benefits?
What is my coinsurance/copay for visits?
Do I need preauthorization?
How do I submit a claim?
Questions For Clinic:
How much does a visit cost prior to deductible?
- Clinics legally have 3 days to tell you this or 24 hours if requested within 3 days of an appointment.
What is my copay for your clinic once my deductible is met?
- Every clinic is different and copay is typically higher than you specialist copay.