Lunara PT

Rates & Insurance

We are a fee-for-service clinic that does not contract with insurance. Our rates vary on whether services are purchased for a plan of care or single visit. For questions reach out at 267-777-9878.

The big question is:

Can I Save Money By Going Out Of Network?

Wait… I Can Save Money By Going Out Of Network?

YES! Most people find that our costs are comparable to what they pay at insurance-based clinics due to requiring fewer overall visits and high deductibles.

Insurance is complex with every person having different benefits. Most people have a deductible and after their deductible is met will have a copay in the range of 50-100 dollars.


You may pay above 400 dollars a session until you meet your deductible.

With a 5000 dollar deductible, 12 visits can cost you over 4,800 dollars

So it depends. To find out your ACTUAL cost of PT at your in-network clinic use our PT Cost Cheat Sheet found below.

PT Cost Cheat Sheet

Questions For Your Insurance:

Do I have out of network benefits?

What’s my remaining deductible for in-network and out of network benefits?

What is my coinsurance/copay for visits?

Do I need preauthorization?

How do I submit a claim?

Questions For Clinic:

How much does a visit cost prior to deductible?

  • Clinics legally have 3 days to tell you this or 24 hours if requested within 3 days of an appointment.

What is my copay for your clinic once my deductible is met?

  • Every clinic is different and copay is typically higher than you specialist copay.